I totally agree.
Going digital in India is a hoax; it is a fraud on the people when the internet services are so poor.
Yesterday I spent three hours on obtaining for myself and for my wife Overseas Travel Insurance. However, I failed. After filling all the details, when I cane to the "Pay Now", sometimes there was "Server Error" and on other times the amount to be paid shown was more than the amount given in earlier!
Finally, tired I left it as a bad job.
Company's insurance Assistant on the telephone insisted payment either by credit card or by ONLY ICICI debit card - no other debit card was permitted.
Is this a joke being played on us, I ask myself.
Will try today again.
MG Kapoor
Sent from my iPhone
On 03-Jan-2017, at 7:42 PM, truevalue_pandian@yahoo.com (via indiaresists Mailing List) <indiaresists@lists.riseup.net> wrote:
I am immensely humbled to talk to a free thinker who conceived a cashless economy ten years back. I have my reservations on such a model. Primarily 100% connectivity on 100% land 24×7 is a must. Cyber security is the other threat. Natural calamity, terror attacks, anything can throw the country into turmoil. When paper money is so convenient and versatile, why an alternative? You talked about HONESTY, a commodity rare in availability in this locality. When everyone is honest, there is no need for any change. The number one corrupt in the list is politicians. Do you expect them to do something that will threaten their power base? If Modi is so seri ous about demonetisation and eradication of corruption, etc. he would have implemented cashless economy first and arranged flooding of the market with POSs before anything. Now he is thinking on his feet and failing in every step. When we cried there is no money, he says,
" If there is no bread, let them eat cake " In my humble opinion our per capita income is too low go cashless. Even then I can imagine a chaiwala tea for 8 rupees and paying through plastic card. Regards.
from Holly2 Plus
-------- Original Message --------
Subject: Re: [IAC#RG] PUBLIC NOTICE: India Against Corruption's stand on note demonetisation
From: Samir Srivastava
To: truevalue_pandian@yahoo.com
CC: YAH00!!!,vasant sardesai ,shirish dave ,Rangarajan Mathre ," indiaresists@lists.riseup.net" ,Kumar Arun ," Dr. Madhukar Ambekar" ,Mukund Apte ,Bhalchandra Thattey ,"R. Singh" ,Ashok Chowgule ,Deivam Muthu ," S. Kumar" ,Deva Samaroo ,Durgashanker Nagda ,Srinivasan Kalyanaraman ,Anil Sunita ,Satish Oberoi ,Rudranarasimham Rebbapragada ,Janshakti ,Chandra Prakash Trivedi ,"Col R.P.Singh" ,Sandhya Jain Hi truevalue_pandian and list membersIMHO, cat has been out from 2008 when I put the paper on the net. Cat was out to venture Capitalist in Silicon Valley in 2007. I approached various media houses, but in vain. Media even denied advertisement of Cashless Economy. Refer the postings on the direct link on http://trialobama.net/links-to-reference-material/ and website http://trialobama.net/Please read my paper on the Cashless Economy. Till we have PROVEN 100% availability of mobile / internet infrastructure, plastic cards will exist. The contact-less payment (usage of plastic cards via mobile) will be used as an ease of payment mode option ONLY. There are many operational details which were in my mind, they have not been written. You cannot write everything of your thought process. For which people do the interviews I might have considered other solutions also which are not written before I arrived on the conclusion of Cashless Economy. I was not economist. I was working on the multimedia Security and to avoid the problem of SPAM, I discovered the Cashless Economy.I counted on the HONEST people. People WANT to be honest. Everyone wants to get RIGHT medicine when one gets sick. We have duplicate / adulterated medicines also. Everyone when eats food, everyone wants pure food. We have adulterated food items also. We have lot of bureaucrats to check all this. Indian System is good example of failure of this bureaucracy. Problem keeps growing, till we hit the problem at the MOTIVATION level. I am asking you "Can we design a knife which just cuts the food items not the neck of humans."We need to prepare our infrastructure for Cashless Economy. Cashless economy does not solve everything. But we can trace funding of terrorism using this. Please look into the budget of various nations for spending on the anti-terrorism. With cashless economy we can avoid all this. And there will be no innocent victims of terrorism.Flames are welcome.ThanksSamir SrivastavaOn Mon, Jan 2, 2017 at 9:50 AM, truevalue_pandian@yahoo.com <truevalue_pandian@yahoo.com> wrote:So. Srivastavji. The cat is out of the bag now. YOU are the root cause of all our present troubles. There are certain preconditions for a ' cashless ' economy. When I am talking to you on cell phone, if I incline my head 10 degrees, the voice is cracker. Internet has not reached 80% of our land mass, cell phone towers are made with lower and lower powers because birds can not breed with their interference. Without internet connectivity, no card can work. Bank accounts are hacked on a daily basis. Recently 32 lakh accounts are compromised. NSA, IITM, even Bill Gates accounts are hacked. What is the surety some bloke sitting in Moscow or Karachi doesn't hack into my puny account and clean up the balance. Or, the government decides to close the cash box on 9th & 10th
Nov. 2016, leaving me hungry and thirsty. Or floods at Mumbai knockout the banking master computer making my money only a piece of plastic. Or simply I failed to renew my card. What is my fate? Card transactions come with a service charge. Usually 5%. Where do I go for that extra money. Many sellers normally add an extra for card transactions. Your suggestion keeps in mind salaried class which is only 2% of the population. You have not taken into account the havenots and daily wage earners.
Small and marginal traders are not even considered. You can not forget that most of them fall below the tax net, as farmers or less than 2.5 lakhs earners. Whatever they receive as payment has suffered tax at least once. Most of the countries being cashless have a per capita income of at least 4 to 10 times of our PCI. Cashless is the luxury of the affluent. When we are penniless, how can we become cashless also. May be we can stipulate transactions above a certain limits be cashless. Incidentally, all corruption, all black money need not be in the form of currency. Regards.
from Holly2 Plus
-------- Original Message --------
Subject: Re: [IAC#RG] PUBLIC NOTICE: India Against Corruption's stand on note demonetisationFrom: Samir Srivastava
To: YAH00!!!
CC: vasant sardesai ," truevalue_pandian@yahoo.com" ,shirish dave ,Rangarajan Mathre ," indiaresists@lists.riseup.net" ,Kumar Arun ," Dr. Madhukar Ambekar" ,Mukund Apte ,Bhalchandra Thattey ,"R. Singh" ,Ashok Chowgule ,Deivam Muthu ," S. Kumar" ,Deva Samaroo ,Durgashanker Nagda ,Srinivasan Kalyanaraman ,Anil Sunita ,Satish Oberoi ,Rudranarasimham Rebbapragada ,Janshakti ,Chandra Prakash Trivedi ,"Col R.P.Singh" ,Sandhya JainHi,We need the COMPLETE CASHLESS ECONOMY. It will take out the burden of No 2 and No 1 businesses. Everything will be No 1 business. It will free the human brain from No 2 business. Human brain will be totally in No 1 business, therefore it will increase the GDP like anything. Corrupt nations will get more benefit from the Complete Cashless Economy.I started working on Complete Cashless Economy in 2007, when there was no AADHAR and bank account for everyone. People read my paper and started implementing. It was my idea to count everyone.on the planet and provide mobile to everyone. Earlier attempts were implementing the cashless economy via Personal Computer and it was said in various reports that cash will exist at grocery store. Please read the slides and paper on COMPLETE CASHLESS ECONOMY, COMPLETE MULTIMEDIA RECORDING, and ABSOLUTE PURITY on http://samirsrivastava.typepad.com . It is recommended to go through paper and slides in the order it is listed here. I have listed the things not fixed by COMPLETE CASHLESS ECONOMY in COMPLETE MULTIMEDIA RECORDING. It lists the reason for the people to vote for this change also.Earlier I wrote Indian PM (ManmohanJi) an nothing was done. I wrote to ModiJi also on SEP-20-206. And things got started for Cashless Economy. Below is the text of suggestion from PMOPGPORTALThanksSamir Srivastava
Status as on 01 Jan 2017 Registration Number : PMOPG/E/2016/0347370 Name Of Complainant : Samir Srivastava Date of Receipt : 16 Sep 2016 Received by : Prime Ministers Office Forwarded to : Department of Revenue Contact Address : Room No. 66-A North Block, New Delhi110001 Contact Number : 23092282 Grievance Description : Refer my blog at http colon double forward slash samirsrivastava dot typepad dot com . It provides paper and slide set on COMPLETE CASHLESS ECONOMY, COMPLETE MULTIMEDIA RECORDING, ABSOLUTE PURITY. COMPLETE CASHLESS ECONOMY avoids terrorism, bribery etc. It lists the reason for people to vote for the change. It is one step further to vision of Digital India. I am attaching the slide set of the COMPLETE CASHLESS ECONOMY also, in case you are not able to access the blog. If you are not able to access the blog, please let me know, I will send them via email. Hoping to hear from you. Jai Hind /samirsrivastava/ SAMIR SRIVASTAVA Current Status : CASE CLOSED Date of Action : 24 Oct 2016 Details : The issue raised in your grievance pertains to Policy matter. Your grievance has been forwarded to JS, TPL-I, RNO: 148-A, Ministry of Finance, Dept of Revenue, North Block, New Delhi -110001, Tel: 011-23092988, for further necessary action. On Sat, Dec 31, 2016 at 5:17 AM, YAH00!!! <indiaresists@lists.riseup.net> wrote:How many fake Notes of 500 and1000 been found by Reserve Bank of India,after 8th November,2016.How many people have been arrested and how many accounts have been seized.On Friday, 30 December 2016 9:44 PM, vasant sardesai <indiaresists@lists.riseup.net> wrote:
What a negative mentality? Who says that the common man has suffered? In fact the common men have welcomed and appreciated the demonetization.On the other hand those black marketeers and corupt only are making noises They weere shocked because they never got a chance to manipulate their black moneys and that is why all this Halla-Gulla.V. S. SardesaiShow original messageOn Friday, 30 December 2016 7:46 PM, "truevalue_pandian@yahoo.com" <indiaresists@lists.riseup.net> wrote:
It is pathetic to note that a Himalayan economic blunder is being glossed over by political rhetoric. Question of Nehruvian and Modivian does not matter when we talk of human suffering. Is it not possible to raid each and every black money hoarder, like top beaurocrats, politician, educational merchants, corporate housesrealtors, etc.without demonetisation? Why not no BJP man targeted? Is Modi above corruption? Why no other Chief Secretary investigated? Obvious black money holders, the private medical college owners untouched? Corruption resurrected with conversion of old notes into new; 30% is the price. Remember : for every offender apprehended, there are 100 untouched. Black money now turned pink. All new notes found their way into the pockets of powerful people. Common man is unable to lay hands on a single Re. 2000/- note while crores wrote are seized with Rao and Reddy. Four major terror attacks took place in the last 50 days. Drug peddler is caught with 30 lakh new notes. Hence none of the stated objectives are fulfilled. There is no law that terror and drugs should lean on Indian currency. Within a week, fake notes have surfaced also.
When ground realities are grave, PM and FM have turned Goebbels with blatant lies like ' honest will not suffer ', ' more than necessary notes are supplied ', banks and ATMs are overflowing with new 500s, 1000s ', ' people are supporting demonetisation ', ' 95% are with us ', etc. How sadistic of you? They also quote statistics to prove 15% increase in tax collection 20% increase in GDP, etc. as if it could not have been achieved without the unbearable torture of the poor and middle class. Simple : Have they quantified what would be the ' long term gains ' and how soon we would be able to enjoy them? No idea. No scientific analysis has been done. Nobody realised that it take six months to replenish the notes withdrawn. Now they talk of POS and digital India. The tragedy is that there are no enough POS machines and internet connectivity is absent in most places. We are afraid of net banking because any account can be looted in the net.
Adoring BJP is different from supporting their stupidity.
Regards.
from Holly2 Plus
-------- Original Message --------
Subject: Re: [IAC#RG] PUBLIC NOTICE: India Against Corruption's stand on note demonetisation
From: shirish dave
To: truevalue_pandian@yahoo.com,vasant sardesai ,Rangarajan Mathre ," indiaresists@lists.riseup.net" ,Kumar Arun ," Dr. Madhukar Ambekar" ,Mukund Apte ,Bhalchandra Thattey ," R. Singh" ,Ashok Chowgule ,Deivam Muthu ," S. Kumar" ,Deva Samaroo ,Durgashanker Nagda ,Srinivasan Kalyanaraman ,Anil Sunita ,Satish Oberoi ,Rudranarasimham Rebbapragada ,Janshakti ,Chandra Prakash Trivedi ," Col R.P.Singh" ,Sandhya Jain
CC:I TOO SUPPORT DEMONETIZATION:ON DEMONETIZATION:(1) THE DEMONETIZATION WAS INEVITABLE SINCE LONG BACK. NEHRUVIAN CONGRESS AND ITS CULTURAL ALLIES ARE NOT ELIGIBLE TO TALK ON THE ACTION TAKEN BY THE BJP LEAD GOVERNMENT. THIS IS BECAUSE, DESPITE OF THE SUPREME COURT'S DIRECTIVES THE NEHRUVIAN CONGRESS LEAD GOVERNMENT DID NOT ACT ON THE BLACK MONEY.(2) IT WAS KNOWN TO THE NEHRUVIAN CONGRESS LEAD GOVERNMENT, THAT THERE PREVAILED FAKE CURRENCY NOTES WERE WIDELY SPREAD THAT TOO IN A LARGE SCALE IN INDIA. THE FULL STROY OF GENERATION OF FAKE CURRENCY NOTES WAS VERY WELL KNOWN TO THE THEN GOVERNMENT (NEHRUVIAN CONGRESS) SINCE 2005 TO MAY 2014. IN FACT NEHRUVIAN CONGRESS WAS RESPONSIBLE FOR FAKE CURRENCY NOTES. IT WAS ALSO KNOWN TO THE NEHRUVIAN CONGRESS AND ITS CULTURAL ALLIES AS TO WHAT ROLE WAS BEING PLAYED BY FAKE CURRENCY IN INDIAN ECONOMY AND THE TERRORISTS' PROMOTION. NEHRUVIAN CONGRESS LEAD GOVERNMENT HAD NOT TAKEN ANY MEASURE IN THIS REGARDS. THE SPREAD OF FAKE CURRENCY NOTES WAS TO SUCH AN EXTENT THAT THE FAKE CURRENCY NOTES WERE COMING OUT FROM THE ATMs OF NATIONALIZED BANKS TOO. THERE WAS NO OPTION BUT TO MAKE FAKE CURRENCY NOTES INEFFECTIVE. NEHRUVIAN CONGRESS LEADERS AND THEIR CULTURAL ALLIES WERE AND ARE KEEPING CRIMINAL MUM ON FAKE CURRENCY NOTES. THEY ARE LIABLE TO BE ARRESTED AND PROSECUTED.(3) ONCE UPON A TIME THE INDIAN PM viz. NARENDRA MODI, HAD REPORTED ON THE QUANTUM OF THE BLACK MONEY THAT THE QUANTUM OF BLACK MONEY COULD BE TO SUCH A GREAT AMOUNT THAT IF THE TOTAL BLACK MONEY IS DIVIDED BY THE INDIAN POPULATION, THEN IT COULD COME OUT TO BE OF THE ORDER OF 15 LAKHS RUPEES PER PERSON. WHEN THE NEHRUVIAN CONGRESS AND ITS CULTURAL ALLIES LOST THE POWER IN 2014, AND THEY SET IN THE OPPOSITION, THEY MADE THE MOCKERY OF THE NEWLY ELECTED PM NARENDRA MODI, THAT WHY NARENDRA MODI IS NOT TAKING ANY ACTION ON BLACK MONEY? THEY USED TO ASK A QUESTION AS TO WHEN THE 15 LAKHS RUPEES WOULD COME IN THEIR POCKET? THE NEHRUVIAN CONGRESS AND ITS CULTURAL ALLIES EITHER ILLITERATE OR NOT AWARE OF THE INDIAN CONSTITUTION THAT EVEN THE GOVERNMENT IS ABLE TO SEIZE THE TOTAL BLACK MONEY, THE GOVERNMENT CANNOT DISTRIBUTE IT. IN SHORT THE NEHRUVIAN GOVERNMENT AND ITS CULTURAL ALLIES WERE HIDING THEIR OWN FAILURE ON TAKING ANY ACTION ON BLACK MONEY. NEHRUVIAN CONGRESS AND ITS CULTURAL ALLIES IT WAS NOT IN FAVOUR OF CURBING BLACK MONEY BECAUSE THEIR OWN MONEY IN MOST SIGNIFICANT AMOUNT WAS BLACK MONEY.(4) THE PM OF THE NEW GOVERNMENT NARENDRA MODI AS SOON AS CAME TO POWER, ON THE VERY FIRST DAY HE CONSTITUTED SPECIAL INVESTIGATION TEAM HEADED BY A SC JUDGE AND THAT STARTED WORKING. FOR BETTER ECONOMY AND FOR BETTER LAW ORDER SITUATION, NARENDRA MODI DEMONETIZED Rs 500 and Rs 1000 CURRENCY NOTES. THE GOVERNMENT HAS GIVEN SUFFICIENT TIME OF 52 DAYS TO DEPOSIT THE OLD DEMONETIZED CURRENCY NOTES IN THE BANK. THE QUANTUM OF REPLACEMENT OF OLD CURRENCY NOTES ALSO HAS BEEN DETERMINED WHICH IS Rs 2500 PER DAY TO A MAXIMUM OF Rs. 4500 IN A WEEK. THIS IS QUITE ENOUGH FOR A COUNTRY WHERE THE MONTHLY INCOME OF 95% POPULATION IS BELOW Rs 5000/-. BESIDES THIS THE GOVERNMENT HAS GIVEN SOME RELAXATIONS UNDER SPECIAL CIRCUMSTANCES.(5) AS PER THE CRITERIA PROVIDED BY THE GOVERNMENT FOR REPLACEMENT OF Rs 500 and Rs 1000 CURRENCY NOTES, NO PERSON HAVING WHITE MONEY IS GOING TO SUFFER.(6) THE BLACK MONEY HOLDERS ARE KEEPING THEIR OWN PERSONS IN QUEUES FOR CONVERTING BLACK MONEY INTO WHITE TO THE EXTENT POSSIBLE. FOR THIS REASON, THE LONGER QUEUES ARE OBSERVED. BUT IN A VERY LARGE SCALE, THE COMMON MEN HAS HAILED THE DEMONETIZATION.(7) BESIDES NEHRUVIAN CONGRESS AND ITS CULTURAL ALLIED PERSONS, THERE ARE SOME TV CHANNELS AND SOME PEOPLE ON SOCIAL MEDIA ARE TRYING TO FLOAT RUMOURS AND CONTROVERSIES TO CONFUSED THE MASS AND TO DEROGATE THE ACTION OF THE PM. THE GOVERNMENT SHOULD ARREST THEM AND THEY SHOULD BE PROSECUTED FOR SPREADING RUMOURS AND OBSTRUCTING THE GOVERNMENT WORK.(7) AT THIS MOMENT THE BLACK AND FAKE MONEY AVAILABLE IN CURRENCY OF Rs. 500 and Rs. 1000 NOTES HAVE BECOME SCRAP. NOW GOVERNMENT SHOULD TAKE SHOULD TAKE STRICT ACTIONS ON THE BLACK MONEY AVAILABLE ABROAD IN FOREIGN CURRENCY AND IMMOVABLE PROPERTY.THIS IS MY OBESERVATION.SHIRISH DAVE
From: Sarbajit Roy <sroy.mb@gmail.com>
To: indiaresists <indiaresists@lists.riseup.net>
Sent: Friday, 18 November 2016 3:03 PM
Subject: [IAC#RG] PUBLIC NOTICE: India Against Corruption's stand on note demonetisation
National ConvenorSarbajit Royfor INDIA AGAINST CORRUPTION4) That INDIA AGAINST CORRUPTION is specifically concerned that haawla operators in the diamond, jewellery and beef export trades etc. which are massively dependent on FICN (fake Indian currency notes) are financing so-called "volunteer" forces to cause disturbances on the streets INDIA AGAINST CORRUPTION is especially concerned that IAC's name and impeccable goodwill will be infringed by these anti-national forces to tarnish IAC's reputation through fake volunteers actually from certain political parties opposed to demonetisation.3) That INDIA AGAINST CORRUPTION is greatly concerned that aforesaid black-marketeers, FICN distributors and hawala operators are propping up anti-national forces to tap into the increasing public unrest against the poor execution of demonetization scheme on the ground.2) That whereas INDIA AGAINST CORRUPTION supports Mr. Narendra Modi's action in carrying out this massive financial exercise in secrecy by a few officers of integrity, INDIA AGAINST CORRUPTION is equally concerned that some elements within Mr. Modi's party and Govt leaked the scheme thereby diluting its effect aganst the black-marketeers, FICN distributors and hawala operators.1) That the INDIA AGAINST CORRUPTION fully supports the demonetisation of currency notes of Rs. 500 and Rs. 1,000 denominations announced on 8.Nov.2016, albeit it taking place 18 months after INDIA AGAINST CORRUPTION had demanded this measure from RBI on 6.April.2015 due to rampant fake currency menace affecting common person.the Public at LargeTo:All India Against Corruption subscribers, and18 November 2016
PUBLIC NOTICE: India Against Corruption's stand on note demonetisationAfter extended discussions on IAC's national and regonal networks, the INDIA AGAINST CORRUPTION declares its position on the recent demonetisation scheme as follows:-
5) That INDIA AGAINST CORRUPTION denounces Shri Anna Hazare for stooping so low to be regularly associating with anti-national forces who are connected to beef export rackets and hawala operators. INDIA AGAINST CORRUPTION wonders who is actually controlling Shri. Anna Hazare that he is ignoring all the warnings and cautions which INDIA AGAINST CORRUPTION is regularly sending to him at Anna's official email ID against associating with these anti-national forces.
6) That INDIA AGAINST CORRUPTION advises its subscribers to be vigilant and report to us any instances of misuse of IAC's name and also the money laundering they observe through banking system, which IAC will report to concerned authorities.
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