Sunday, January 2, 2011

Re: [HumJanenge] RTI to Bank

Thanks for your response Abhinav. This loan was taken by my FIL after our marriage. So he couldn't have told bank that "I need loan for my daughter's marriage". He has taken this loan post marriage and alleged in the litigation that it was to satisfy our dowry demand.

I think bank wouldn't give loan without knowing the reason the applicant needs loan for (other than a personal loan which has very high interest rate and that I am very sure he wouldn't have taken)

On Sun, Jan 2, 2011 at 11:11 AM, Abhinav <a.h.agarwal@gmail.com> wrote:
Bank may not fund for dowry directly.

Lets say the girl's father needed money for his daughter's marriage, he might think of getting loan from the bank by putting his home papers as collateral (without stating that he needs for dowry).

Thanks
Abhinav


On Sat, Jan 1, 2011 at 11:31 PM, <md@newlifemfi.org> wrote:
There is no provision in banking regulation act to provide loan to customer for offeri ng dowry since it is against public policy .0n this grounds the case sd be conduted Adv Charly

Sent from BlackBerry® on Airtel

r d

From: Victor <satyagrahi3@gmail.com>
Date: Sat, 1 Jan 2011 21:09:51 +0530
Subject: Re: [HumJanenge] RTI to Bank

Here is more background on this:

My wife has filed Dowry harrassment charges. She alleges that her father got a loan from ICICI Bank, putting his home as collateral for dowry. I am seeking information from ICICI Bank in this regard to support my case and get justice. The police isn't taking the pain to enquire the same. If I can somehow get this information before the case goes to court, the police would be duty bound to not file a blind chargesheet based on allegations, rather do further investigations properly and give us a clean chit.


On Sat, Jan 1, 2011 at 8:54 PM, raja bunch <bunch_raja@yahoo.co.in> wrote:
Mr Anurag
                I request U to put some more details of  the matter in question. People will understand better in case there is some feasibility in using RTI for a larger cause.
Rgds
Bunch


--- On Sat, 1/1/11, Sarbajit Roy <sroy.mb@gmail.com> wrote:

From: Sarbajit Roy <sroy.mb@gmail.com>
Subject: Re: [HumJanenge] RTI to Bank
To: humjanenge@googlegroups.com
Date: Saturday, 1 January, 2011, 8:22 PM


Re, the 2 previous posts

1) ACF_ANAND: should it be "hence you CANNOT directly seek the information from them" ?

2) R.K.Mukherjee: Most of the advise you have given is completely off the mark. The question is who HOLDS the info Mr Victor seeks. If it is ICICI Bank only, then chances are bleak using RTI. If it concerns his own grievance, he can use the RBI's mandated grievance (3 layer) redressal scheme which terminates in the Ombudsman,

Sarbajit

On Sat, Jan 1, 2011 at 7:01 PM, Anand acf <acfanand@gmail.com> wrote:
ICICI Bank is a private bank. Hecne You can seek directly information
from them. But if govt bodies such as RBI if has any acess to these
information, then you can acess those information through the same
public authority.

On 1/1/11, Victor <satyagrahi3@gmail.com> wrote:
> Is it possible to get information regarding a loan from ICICI Bank using
> RTI? This information is needed for a legal matter and would help the
> investigation. I had filed the RTI with ICICI Bank, but I think since
> private banks don't fall under this ambit they didn't reply (even though
> this information was regarding a legal matter and case details and copy was
> shared with them). Will filing the RTI with RBI help? Could it possibly
> direct ICICI Bank to share the information requested?
>
> Any help, or suggestions would be highly appreciated.
>
> Anurag
>


--
Anand S.
Coordinator, Anti Corruption Forum
Bangalore 560 085.
Cell No. +91-92410-12730





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